html
	{
	min-height: 100%;
	height: 100%;
	}

body
	{
	margin: 0px auto; 
	text-align: center;
	background-color: #95a5ae;
	}

#div-outer
	{
	padding-bottom: 50px;
	}

#div-shadow
	{
	margin: 0px auto; 
	text-align: center;
	width: 785px;
	background-attachment: scroll;
	background-image: url("../img/bg-shadow-001.gif");
	background-repeat: repeat-y;
	}
	
#div-top
	{
	margin: 0px auto; 
	text-align: left;
	width: 765px;
	height: 133px;
	background-attachment: scroll;
	background-image: url("../img/bg-top-003.gif");
	background-repeat: no-repeat;
	}

#div-qm-outer
	{
	height: 40px;
	}
	#div-qm
		{
		text-transform: uppercase;	
		padding: 20px 12px 0px 0px;
		text-align: right;	
		}
		A.qm-item, A.qm-item:visited, A.qm-item:active
			{
			color: #93a3ad;
			font-family: Verdana, Arial, Helvetica, sans-serif;
			font-size: 9px;
			font-weight: bold;
			text-decoration: none;
			padding-left: 20px;
			}
		A.qm-item:hover
			{
			color: #93a3ad;
			font-family: Verdana, Arial, Helvetica, sans-serif;
			font-size: 9px;
			font-weight: bold;
			text-decoration: underline;
			padding-left: 20px;
			}

#div-topadr-outer
	{
	height: 42px;
	}
	#div-topadr
		{
		color: #778b99;
		font-family: Verdana, Arial, Helvetica, sans-serif;
		font-size: 9px;
		font-weight: bold;
		text-align: left;
		padding: 26px 0px 0px 178px;
		}	

#div-topmenu
	{
	text-align: left;
	width: 765px;
	padding: 3px 0px 0px 169px;
	margin-bottom: 1px;
	}

#outer-box
	{
	background-color: #ffffff;
	margin: 0px auto;
	text-align: left;
	width: 765px;
	padding-top: 3px;
	}

#div-content
	{
	border: 0px solid #cbcbcb;
	text-align: left;
	width: 765px;
	}

#div-footer
	{
	margin-top: 20px;
	}

.contact-sep
	{
	padding-left: 8px;
	padding-right: 8px;
	color: #cccccc;
	}	
	
#table-ref td
	{
	height: 20px;
	}